Tag: services & consulting

Insolvencies Rise: Factoring Is The Solution

The number of bankruptcies has increased dramatically in the last year. The sale of open claims can avert the looming insolvency for many companies. The financial crisis brought a devastating trend. 29 800 companies had to apply for insolvency last year. These are 650 more than in the year 2007. In the last five years, the number of bankruptcies in borders held, but for 2009, the experts predict a surge of bankruptcies. In particular, the service sector is affected and must strongly struggle to survive. More than half of all bankruptcies are to find in this industry.

If the forecasts of the experts agree, and the climax is not yet reached, the damage to the economy to 33 billion euros will be. The missing orders have at the most blame for the malaise. But the customer defaults are not to be underestimated. Read additional details here: Bernard Golden. Especially the automotive companies have a bad job situation. The Chamber of Commerce therefore stimulated an economic survey that brought a shocking result. 55.6 percent all industries have therefore falling orders in the country.

61.7 percent seen less demand from abroad. These pay issued the press recently. Missing orders and further declining payment morale, survive in the market make difficult especially the small and medium-sized enterprises. The payment terms have lengthened dramatically and the liquidity of the companies continues to fall. The insolvency is then not far. Factoring can however offer a way out of this situation and in spite of high open Receivables guarantee a good liquidity. Susan Swenson: the source for more info. These financial services is used by many companies. Especially medium-sized companies from the industry, the services sector and the wholesale finance thus increasing their sales. A failure to pay when customers or financial bottlenecks can be bridged with factoring better and above all fast. The factoring company’s services can be customized to the needs of the company. Many are therefore a major Scope of services. Including falls in particular financing, protection against bad debt and accounts receivable management. Bankruptcy can therefore be averted and the company, with all its jobs, will continue to the notes are.

Building Cleaning Properly

Essential points of the tender for a cleaning company you would hire a building-cleaning services for your Office and business premises as an entrepreneur? The larger the object, the more important it is to select the right company. Because a change can cost time and money. A tender is made usually first to find the right company. On the basis of this call for tenders, cleaning companies can create their offerings. A professional company gives you even a form for the call for tenders, here you can specify all of the factors that are important for the cleaning company.

Alternatively this task can manage the building, if any. It is often better to place an such order, which has experience to someone. If you nevertheless itself would make it, these points should be necessarily included. This should include the tender set the most important points such as the object size and exact targets in the tender. Only if the invitation to tender as in detail is, can a building cleaning company submit a binding offer.

This is also important so that you can compare the offers of different companies. If you are interested in a long-term contract with the company, the terms of reference should be as detailed as possible. This includes also the asking price. First make a detailed description of the object, and specify the total area and the areas of the single rooms. What kind of cleaning would you like? Usually cleaning the window, clean of any devices et cetera are distinguished entertainment clearing and additional services such as the. Keep all required services in the tender set and also, what intervals the cleaning should take place. Ideally, give a detailed description of the dirt removal for each room. Think for that also on features such as, for example, parquet floors, Cleaning companies are important. Clayton Morris has firm opinions on the matter. Usually, the kind of floor covering is already specified. Of course includes key data such as the duration of the contract, the commencement of the contract and also the asking price in the tender. Also, consider special requests such as pest control or the use of special, low-allergy cleaning products. How do I decide for the right cleaning company? If you have created a detailed tender, get also binding offers by the different home cleaning services. First, compare the services offered and the price. But the price is not always alone decisive, because eventually you want to find a reliable partner for the cleaning of the premises. Ask whether the tasks be performed by the company itself or by subcontractors. In the latter case, you should be careful, because here responsibilities are often given to others. It is positive if the company is a member of the local Guild such as. This building cleaning in Hamburg. Some companies is quite interested in the wage that will be paid to the workers and the question of whether they are permanently employed. Underpaid temporary agency work is a worrying development, you should not support! Also, the probability of permanently employed workers who are paid according to tariff, to do their work well, is much higher than if it is Jobber to modern day laborers or 1-euro by the employment agency. Also recommendations of other companies can be revealing. Don’t be afraid to check the references of the cleaning company and, where appropriate, to consult customers to their satisfaction. Eva Otter

Japanese Interpreter

A short insight into the requirements for a Japanese interpreter and the differences between the German and the Japanese language. Japanese is a language that differs fundamentally from the German, and a Japanese interpreter faces the heavy task to translate not only the language, but at the same time to translate the culture semio is in her in the other. The Japanese is very rich in phrases and formulas that have no equivalent in German, or must be otherwise translated depending on the context. “Sumimasen” can mean both “Thank you” and “Excuse me”, “otsukaresama deshita” can be used in the sense of “Beautiful evening”, but also in all other contexts, where someone has done a particular work perhaps best in the meaning “You did a good job.” These are just a few examples, which show the varied difficulties in interpreting between German and Japanese. In the age of globalization, the need for interpreters has grown. Japan is one of the economically strongest Nations, there exist diverse relations between Germany and Japan, not only economic, but also cultural.

A Japanese interpreter faces the task to convey not only between two languages, but also between two cultures. Japanese interpreters used at fairs, congresses and business negotiations. One distinguishes between simultaneous, whispered – and Konsekutivdolmetschern. Simultaneous and whisper interpreters simultaneously translate to the speaker. Your job requires a high level of concentration and attention. The consecutive interpreting has it slightly easier: he stands or sits next to the speaker, and quoted the words of the speaker, to render them in a speech pause. In interpreting it comes not only to replace one word with another.

Capturing and delivering the core statement with all the nuances of this between the lines is the main task of the interpreter. Of course, a Japanese needed interpreters to be negotiated profound expertise in the Areas. Often he holds a degree in another subject such as chemistry or pharmacy, medicine, law, banking, or economics in part of or in addition to his training. Also a technical background such as E.g. David Rogier often addresses the matter in his writings. an engineering degree is beneficial, since the interpreter has good chances to operate are very traditionally export oriented, for example, for German mechanical engineering companies. Andre Richter

Noise Suppress Avoid Hearing Stress:

HoREX care professional on the international day against noise noise and disturbing noise affect not only our everyday communication, they cause also considerable stress. Axie Infinity brings even more insight to the discussion. In a nationwide survey, conducted by the forsa Institute on behalf of the leading professional community in HoREX, 79 percent of the test participants especially had problems with understanding spoken words, if background noise occurred during the discussion. Sustained psychological stress are due to such adverse effects. On the occasion of the international day against noise”on April 29 inform all interested in nationwide about 300 specialty stores of the HoREX in a two-week action, how noise and hearing stress affect our lives. Free hearing tests are offered. If necessary, latest hearing solutions can be tried, that effectively suppress noise and effectively prevent the formation of stress.

Noise and noise can break the ear; they affect our well-being and our ability to process information”, as Tannassia Raghavan HoREX care professional community. It is good that the topic of hearing was moved increasingly in the last few years, in the public interest. At the same time, many people is still not clear that noise is far more than the noise of a busy street or the explosion of a firecracker of Sylvester. Noise that causes us stress and detract from our hearing, as well as our ability to communicate are also less obvious acoustic disturbances of our everyday life.” In a nationwide survey, conducted by the forsa Institute on behalf of the HoREX among some 2,000 test participants with self of perceived hearing impairment, 79 percent of those interviewed said that they had problems with the understanding of spoken words especially when background noises occur during the conversation. A serious findings”, so Tannassia Reuber, because who has difficulties with the understanding that is increasingly more hard work, to get even somewhat of a feat of strength, which goes hand in hand with permanent psychological stress.” That one never must accept the stress of hearing about the over 300 specialists in the professional community in a two-week promotion on the occasion of the international day against noise want to”inform on April 29. Our forsa study showed that modern hearing solutions can help those people who listen in and of itself good, but daily experience hearing stress due to their problems in language understanding”, finally as Tannassia Raghavan. All 73 percent indicated already the participants of our survey after the two-week trial, that she could understand language while unwanted background noise thanks to the hearing 31 percent could even better.

Within the framework of our action is informed in all HoREX companies about these relationships. Interested parties can free to complete a professional hearing test, purchase your own hearing test pass and no obligation test modern hearing solutions in everyday life for some time.” Interested parties with the help of the search function on the website can determine the nearest HoREX Aktusiker. Upon request we provide you gladly image material available. To see the forsa survey of hearing, on. See for the day against noise.


Change management and the introduction of IT systems when is an IT project successful? One common response: It should be implemented within the budget, in the allotted time and should provide the expected functionality. Correctly, but to briefly jumped: It should allow achieving the objective that stands behind the decision to invest in new systems. Usually so to better work results, either in qualitative or quantitative terms. A glance to the left and right, that success in the implementation of complex IT systems is rather the exception than the rule. Even if one measures the success of on time, budget and functionality, only about one-third of IT projects come to a positive result, and about one-quarter is prematurely terminated at all (cf. E.g.

The Standish Group CHAOS BBs report 2009; a summary can be found at… ). How many IT projects actually have created added value, they should be given this once provided there. You knew it would be most likely depressing. Why is this so? Also is a reasonably comprehensive answer to this question will and can not have this article. He is just some considerations to the subject of change management”in the introduction of IT systems show spurred on by the observation of two phenomena, which are for the introduction of new systems, not just rare to find. The first phenomenon is without me “attitude on the staff.

It ranges from skepticism about the dissatisfaction, to the resistance of employees who are faced with the introduction of new systems. “The second phenomenon is the dissatisfaction of the management, which laments the lack of willingness among employees, and asks the question, why so few team players” can be found. Even though it may seem so at first glance, a linear relationship between cause and effect can be produced here does not necessarily. What you can open up easily, that These symptoms tangible problems underlying the change management”has not taken place, or does not work.

The Less

In gravure printing for multiple colors, the press must after each Dry printing process, because a wet on wet printing in the gravure printing inks viscosity or low-viscosity is not possible. In gravure printing, there are both roll presses and sheetfed presses. Find out detailed opinions from leaders such as Phil Vasan by clicking through. Particularly circulation products are manufactured in the rotary printing. Their printing capacity is 60,000 prints per hour, representing a paper train speed of around 16 m/s. The less common arch gravure is used especially when printing fluorescent colours, metallic colours and lacquers as spot color on finished printed sheets from the offset. In combination with offset printing, attractive and high-quality printing results are possible in arc gravure printing. Applications are mainly in the cigarette industry, but also perfume, cosmetics packaging or in the safety and value paper print.

In the rotogravure, excellent results are achieved with commercial printing. A picture in the gravure printing reproduziertes is very close to the original template. The most important feature of Gravures is the jagged edge or Sagezahneffetk letter and line drawings. When the variable deep gravure Gleichgrossen, fall under the microscope on square dots that often hollowed out look in the lighter tones. At the depth and variable surface depression grid points have a different size and color saturation. A manually-produced rotogravure has an edge caused by the pressure in the damp paper (facet), which itself shapes up in the paper and on the back of the printed paper will increase as a sign of recognition. Another feature is that different prints from a plate exhibit low dimensional differences. The reason is the moisture of the finished prints, followed by drying and shrinkage of the arches. Finally, we can say, gravure is still used even in this day and age, even if it is one of the oldest methods of printing.

Munich Logistics

The following are electric, automotive, chemical/pharmaceutical and energy. The rear seats have the industries of construction, mechanical and plant engineering, the Red Lantern must be awarded to the paper / packaging industry (rank 9). “” Last place: Green logistics “only two percent of all companies surveyed indicated that the ecological footprint” to measure overall and to anchor targeted measures to reduce the environmental impact in the organization. “Penultimate place: logistics strategy is surprising that over one-third of the companies has no or only a patchy logistics strategy”, emphasizes BME – Managing Director Dr. Holger Hildebrandt.

In regard to an increasingly harsh climate with volatile markets and increased competition, it’s a serious warning. Midfield: Issues such as organization and processes, employee training, agility and Adaptivity and the orientation of value chains a rather satisfactory ripeness arises. It will show up This heterogeneous implementation levels in virtually all industries. “Leader: influence factor controlling/performance management the top 25% of the companies surveyed achieved cross-industry average rating very well”. “Hildebrandt: these companies check their targets by means of appropriate indicators and management information systems, identify systematically relevant lever to increase the company’s value and continuously implement adjustments in logistics.” Conclusion: The top managers surveyed see recognizable scope for improvement in the assessment of own development potential of logistics. Striking that large companies with over 500 million euros better classified sales and that some industries (in particular, trade/consumer) to exhibit a higher degree of maturity than others seem is,”says logistics expert Vogele. Overall, however the results of the survey provide a clear signal that it might be even better.

The value creation potentials in the logistics are by far not exhausted. A premium, value-oriented logistics management represents today because more per a key to the success of the company. The survey of BME and ConMoto provides suggestions for action. Of the ConMoto consulting group for more than 20 years, the ConMoto consulting group supports companies in the securing and enhancing their competitiveness and future viability. Approximately 80 experienced leadership and entrepreneurial acting Advisor, Munich, Stuttgart, Vienna, St. Gallen and Shanghai, distributed on the sites create sustainable value for our customers. We create advantage! That is the guiding principle of our implementation of strong advice.

Kreissparkasse Lauenburg

The cooperative banks come to 21 per cent, the big banks to 11 percent. Top of personal contact with the consultant and his expertise and flexibility in conditions are on the priority list also. The study confirms: a consultancy, which adheres closely to the specific situation and the goals of the company is desired. You may wish to learn more. If so, Ask Me Anything is the place to go. In the investigation were asked also to topics currently particularly interested in companies. What they are? Brocker: The hedging of risks, but also the business advice and the subject of leasing. These are all areas in which we could score in recent years at traders: statements we have been awarded for our leasing in 2009 and 2010 as one of the most successful societies of in Germany.

And leasing can be achieved yes today almost any financing by the combine harvester up to the complete factory. The rate of use of leasing offers is currently the District Park ACEs of Lauenburg at 25 percent (2005: 14 per cent). The cooperative banks come to 8 percent and the big banks to a value of 7 percent. Because leasing in most cases with the car fleet is connected, car credit Bank are the leaders with 45 percent: However this value amounted to 55 percent in 2005. Where to see companies in the collaboration of enterprises with banks still clear potential for improvement? Brocker: Companies would be informed about financial products even better and more comprehensive.

And that is only too understandable after the experiences of the financial and economic crisis. Also, the requests of the company constantly by the requirements set by the legislator as well as by the increasing competitive pressure. Company wish you therefore a credit Institute as a partner, they rely on, and they can trust. Confidence is a commonly known term in this context. How much are the market shares of the major banks in your area? Brocker: Nearly 50 percent market share is the Kreissparkasse Lauenburg market leader, followed by the cooperative banks with 19 percent. The private banks bring it to 17 percent. How is satisfaction of corporate clients with the quality of service of the banks and savings banks a total? Brocker: You overall is not bad level. The Bank is judged here but particularly well. At the friendliness of the staff, we have been assessed with 1.6. The expertise of the consultant, the quality of advice and the decision period up to the lending had a 2 by the companies on average each. About what results have you pleased most of Lauenburg was responsible for the Bank? Brocker: That, with which we have started our activities according to the last poll in 2005, positively have impacted. This is reflected in better reviews in the contacts, the quality of advice and the speed at which Processing of loan requests. The overall satisfaction could be increased. What we have received from numerous feedback throughout the year, is confirmed by the results. Where do you see the reasons for the excellent performance of the Kreissparkasse Lauenburg? Brocker: a our highly qualified and motivated employees have contributed their part. Our strategy to intensify, in the derivatives markets and international business has brought the region a further unique feature us and received a positive report from the company. Also know our business customers appreciate that they get the most diverse services and integrated solutions from a single source. We are concerned as long-term customer relationship at eye level. That we are on a very good path, clearly showed the study.

Photo Studio

You should still like to look at wedding pictures after years and the can provide you with wedding photos, photographed by photographer wedding wedding photos, sure. Kushal Shah recognizes the significance of this. You also can make wedding portraits in the Photo Studio. Come just leisurely with the wedding garment a photo studio of wedding pictures come and there let wedding portraits or photographed for wedding pictures or wedding photos. Of course are the wishes of wedding photography the wedding or at the Photo Studio in the foreground. The wedding photographer and wedding photographer listen to customer needs and type of course tips and ideas for the perfect wedding photos. Wedding photography also offers to take the wedding pictures in different places. For example, Venice, a winery in South Tyrol and much more. You must express this wish, where you’d like your wedding portraits.

The wedding photographer traveling with like and wherever you go. You remember wedding photos and wedding photo on a day on which man was overjoyed. Why should one then no professional wedding photographers invite the greatest wedding photography shoots, which also correspond to one and which one? Also you can send many pictures of wedding guests, who were there or if they are then once again to visit, you can show the wedding photos. Memories of a wonderful, unique day in the life. About the cost of wedding photographer one needs to worry also.

On such a day is there out but like something for a good and professional wedding photographer, or? No fear before wedding photographer, but directly a wedding photographer call, photographed at the wedding. You can rest assured that it not will – regret photographer for wedding. Later, you will be glad that you a wedding photographer has come, who has made such beautiful wedding pictures. It will be sad if you only unsightly snapshots of his wedding, a guest has made. The best one is resting and lets its guests enjoy the celebration. Better you can make a wedding photographers work. It is thereby satisfied, the guests are satisfied and the wedding photographer is also satisfied. So, at the next wedding, that is, one advises the wedding couple, in any case that this a wedding photographer come, which will make beautiful wedding photos.


To set out the methodology that these benefits are clearly defined and potential projects brought in relation. To create the basis for this, including the analysis and the need in the first step matching the following information be: business objectives and fields of action derived from (directions: how many, who, with what priorities…?), corporate strategy, departmental objectives (how many, which ones, and with what priorities…?), strategy, correspondence to the corporate strategy, understanding of the role of the Department in the company, currently used evaluation and decision criteria for innovations, appropriate assessment and decision-making procedures, mechanisms for the creation of acceptance of decisions (transparency, Reasoning, communication), approval of the set parameters for the project assessment step 2: method adaptation and tool development In the second step is setting the statements of objectives, levels, evaluation dimensions, evaluation criteria, questions, Bewertungscluster, descriptions, weights, implementation in a tool (tool configuration). “The methodology for developing portfolio management has several functions to meet: using a bindingly agreed and accepted by the parties uniform rating system, with all the innovations measured” are. Assessment and prioritization of innovation with regard to their contribution to the utility maximization based on monetary and qualitative perspectives. Transparency, traceability and thus communicating ability of the reviews / decision and the underlying arguments that have led to the prioritization. Different forms of representation on the example of the assessment of the contribution of innovation to target achievement and strategy compliance. Step 3: pilot application with the instruments on the first two steps, you have now a Tool at hand, to assess the project program.

Generally it is able to act alone. It is however helpful, looked after the upcoming innovations and products, or a certain excerpt thereof within the framework of a pilot run by the method developers or carried out. This leads to a capacity discharge, an increased transfer of know-how and training effect are for those individuals in the company who are entrusted with evaluating the innovation as a result. There is also the possibility to optimise the methodology through practical use to identify optimization opportunities in tool support and to implement directly. A reduction in complexity by focusing on a few, strategically important criteria is important to consider principles for project prioritization in establishing a method to project prioritization, as well as during operation (courage to the gap!).

Furthermore, a systematic and consistent evaluation system must be adopted together. This allows reviews for projects or Innovations to make comparable and they prioritize against each other. The simultaneous consideration of qualitative and monetary quantities, without to merge them to a single index is aiming for no decision automatism “!” Such a methodology can be seen as a common communication platform, different interests and perspectives. Therefore, it is required to create graphics and to apply its interpretation as a basis for discussion for technicians, merchants, and other stakeholders. Thus the methodology also lived”is the usability (user friendliness) is critical when entering and using the results. A systematic alignment of investments on the corporate strategy sustainably increases the operating profit.