Month: October 2013

The Connection

Experts mortgage divisions pose a discount in the n-percent (40% -60%) the entire mass of personal property and that the definition of salvage value ends. The liquidation discount is determined by the experts of mortgaging the Department based on their subjective view of the situation and the subjective assessment of possible risks. The greater the probability of "no return" loan, the greater the liquidation discount. As we see the connection with the actual value of the pledged property is not visible. Similarly determined by the discount in the event of the liquidation sale of property of a bankrupt enterprise.

The bankruptcy trustee appointed by a sufficiently substantial discount on the cost of liquidating all assets. In the process of selling part of property can be realized on the liquidation value of the above, some assets will not be able to implement and at very significant discounts. Thus, we see that the direct link to the actual cost of implementing property is not in this case. The liquidation discount is determined by the cost of implementation of equipment in low-time marketing. It is believed that reduce the time required for the sale of property by Compared with a typical exposure time counterparts in this segment can only be reducing its cost relative to market value. A typical exposure time is forced to 180 days from the date of grounds for repossession of collateral, provided that all legal documentation in respect of security interests of the credit institution is framed in such a way that it does not contain conditions that impede the realization of liens, and provided that the specified object (s) of mortgage insured by the depositor for the benefit of a credit institution which has accepted them as collateral for a loan (loans) 1. However, some types of equipment are term exposure is much less than the specified 180 days.

The Vector

The result of this effect are future intentions with respect to consumer goods, their loyalty, the vector of consumption experiences, which he will share with other people. In other words, the consumer psychology in many ways defines the relationship between sellers and buyers, the perception of the goods and, consequently, their future market future. To assess personality traits in psychology uses a series of dichotomies – the opposite psychological types, which can be determined by one or another orientation identity, such as "introverted extrovert-',' Pragmatic aesthetes' 'Hedonists, the ascetics' and others. Most of these dichotomies effectively divide consumers into groups that show different behavior in the consumer algorithm. To describe the influence of psychological types on consumer behavior in This series of publications will be used and synthesized by classical categories, the most closely describing the various customer segments. The author is not intended to be used exclusively professional psychological terminology and allows for a more everyday definition. Thus intentionally allow some manipulation of the psychological research tool for its fine settings for the tasks of this material.

'Confident and unconfident' Consumer confidence – one of the most important driving forces that guide the model and style of consumption. Psycho 'confident' and 'uncertain' are synthesized categories, they do not figure in the science of psychology as such. These categories are specially absorb other psychological characteristics of personality, and social and economic parameters fabric of life of man. Below, we consider factors that somehow affect the person belonging to the group 'confident' or 'not confident' of consumers, especially their consumption behavior in some markets, and as possible models for working with 'adverse' customers, which, although they are less attractive to business, but buyers are still forming part of the economy of any company in the field of B2C.

Dogs and Businesses

Dogs are one of the most pleasant and beautiful creatures that creation has been available for people to enjoy their company and the incomparable warmth and affection that can provide those who live around it, so it is said the dog is man's best friend, as always willing to give love, moments of friendship and happiness, always doing that any time is better, so much so that many times when a bad time for the presence of quite possibly the adorable dogs help to improve mood. In this paper, what will be done is to provide useful information for those dog lovers who want to know further about this beautiful pet friendly, according to the above mentioned first thing about dogs is their origin and how they came to the homes of most people in the world. Regarding the origins of the dogs, the most accepted idea is that these mammals are descended from wolves, hence the dogs in general kinetically are called canis lupus familiaris, which is evident from the word lupus regard to aspects of wolf or wolf, so as the development of the theory, man makes achieving 14 000 wolves adapt to domestic life, also the right thing to help him to perform tasks such as hunting, watch and guard, so the constant process of adaptation that took the dogs home life with humans and their needs, they were creating new breeds of dogs with the idea that perform better on certain tasks. Another factor that influenced the birth of new races were the climatic and geographic characteristics that were expanding and moving dogs. But it's worth a clarification of great value, which is that it is quite possible that humans have not domesticated dogs, but was a spontaneous decision by the same mammals, with the idea to benefit from best conditions offered by a life in a home, which brings out one of the most characteristic aspects that have dogs and their intelligence. So the intelligence of dogs is one of the characteristics that are most favored with these spectacular mammals to earn a special place in people's lives, because with the great development that has this quality in dogs is that they can learn to perform different tasks, they also think and reason in the presence of different problems, so much so that dogs can be trained to perform different activities, one of the best examples of the possibility offered training in dogs is the excellent performance with the dog in the various competitions that are organized as a tournament where many dogs are involved. Dogs so much with his pleasant disposition, his intelligence the love they can give people, have earned a place of great value in the lives of many households in the world.

Industrial Revolution

The pedagogical work demands a series of previous knowledge that go beyond the education methods or activities as prescriptions that had given certain. To be professor and to enter in a classroom, it is necessary to know the one that came, because it came mainly and to who lode, that is, is necessary to know the pupils, to know its interests, yearnings, necessities, dreams, etc. When if it deals with the professional who works with Infantile Education, is necessary to have knowledge of some especificidades of this area of education, to start for the description of the conceptions regarding it in times and different places. The model of specific institution for infantile education appeared with known ' ' gardens of infncia' ' of France, in century XVIII, as a species of redemption of the resultant of the relations of employers and used flagelantes situations in the Industrial Revolution. Children children of diligent parents in plants suffered bad-treatments, indifference even stops with the health and exactly the survival. To this initial factor the conception of the Infantile Education is on as assistencialismo. In a capitalist society, it did not have interest of the ruling class, that the popular classrooms independent, were clarified, critical, therefore in this in case that, they would demand its rights. Soon, the health was thought about one environment of attendance the basic necessities, as hygiene and cares.

In Brazil the assistencialista model was followed per many years, or at least until the decade of 80 when it had a magnifying of the quarrels on the real functions of the Infantile Education that took care of the necessities of the modern society. It was there that the conception appeared of that the children did not need only cares, but also of education. Although the changes, the care agreement followed until the current days, one in such a way dissociado of the education concept. That is, the organization of the pertaining to school spaces if divides in periods and specific activities of care, and others specific of calls pedagogical activities or experiences. But, as Gomeses () the s professore () s of E.I are not ' ' (…) mothers auxiliary, but yes professional of educao' ' with characteristics, affectionate, even so different of the familiar ones, in the direction to be endowed with educative intention. Soon, the functions of the professional of infantile education need to be rethink. The debates point with respect to the necessity of a formation well more including and unifying for these educators. When visiting pertaining to school institutions, we verify that still it lacks in the current conception of the schools of Infantile Education an agreement of that the action ' ' cuidar' ' developed in the education institution as an educational act it is, therefore, different of the maternal one, because intentionally it is planned, of form to help in the integral development of the child, what it involves aspects as health, already seen in the assistencialistas standards, welfare, hygiene, rules of social convivncia and behaviors investigativas (criticidade) ahead of the proper actions and the actions of the others include that it, beyond stimulating its creative development.

On the other hand, the educative act, also continues endowed with care, affection, attention of the part of the professor stops with the children, so that they have satisfactory growth and since small they understand the education as a form to characterize its life and the life of its community. REFERENCES: GOMES, Vanise Dos Santos. Care and education: one soon introduction to the thematic one. Available in, access in 11 of May of 2009.