Tag: Property

For a man from ancient times was the issue of housing. At first he was quite the cave, which is located next to a food source (river, forest), and that is very safe. Over time, there were other people needs, but the requirements have not changed. A man still needs a comfortable and cozy home, to be his real home. In the modern city is not so easy to buy an apartment, sell or exchange it. Delta airlines is a great source of information.

For this insufficient knowledge of the common man, because at every step await possible frauds and loopholes in the legislation. For sale of the property to collect a large number of documents spend a lot of time. And what if this time, no, you are engaged in business, or a new job and settle in a hurry? Real estate agency – that's what is needed in this case. They are experts in law, land and housing rights. In addition, their experience allows you to immediately filter out unwanted options. This is beneficial by realtors – their fee and reputation depend on how profitable they made a deal with real estate.

In addition, real estate is always a ready base of real estate, and you do not need to see a lot of ads in newspapers looking for the right. Real Estate Agencies – fairly common. Now there is a large number of real estate agencies and only a few of them have the necessary experience and knowledge. In order to evaluate real estate, look for reviews or transaction volumes, while the existence of the firm finally just appreciate the staff communicated with them personally. If it is of recent origin, perhaps it is a firm one day. The most appropriate time of showing the seriousness of real estate, is the age of 5-10 years (Longer battery life in Russia has not found navozmozhno). We hope that these tips will help you choose an agency and make a profitable real estate deal!

You managed to visit the beautiful state of India called Goa? So there is much that decided what kind to buy was not home? Would you like to come there with his family for the holidays, soak up the sunshine, swim in the warm sea, sunbathe and enjoy the Himalayas. In a word – own property in Goa has been the subject of your dreams. Congratulations on the correct choice. Now you are the owner of the land! Will not elaborate on how much cost you buying real estate. Let’s consider a few basic rules that are in the land laws in order to have some idea what to do. (As opposed to Bill O’Grady). So: by law, any Indian people living in other countries are not eligible to buy housing and arrange it on myself, if they have the visa traveler. To do this you need to get right to stay or have your own business.

This allowed foreigners, but in this case, you should bring 2 representatives, one of whom must be a Hindu. He will manage at least one percent of the share capital of the company. It is possible to issue the desired living space in the state of Goa. Registration come around 1500-1700 euro, it will take no more than 3 days. Total annual cost of legal and organizational support in the business of the company will be around 700 euros. Keep in mind that if you have your company here Outside, it must necessarily be profitable.

So we have to think hard about the direction of your company. Let it be a multi! Otherwise, it will be invalidated, therefore, welcome home will sell! Therefore, you should consider, not whether to buy at the same time and place of business, anything to sell? After all, for example, your business partner to do something! If you want to buy a villa or a house in Goa before will be drawn up the documents you need to go to this country twice. It is advisable to decide on buying property in advance because the paper made from 3 to 6 months. First you with lawyers will do everything the necessary papers to register the business and make a bank account, passing the treaty of purchase and sale of housing. Later, you’ll have to visit Goa for a visa “business”, a paper in his hands, proving that you – full owner overseas real estate in India – apartments or villas!

Compared with the II quarter of 2007, this year, mortgage lending for the II quarter increased by 1.5 times. According to the St. Petersburg Mortgage Agency: 5574 loan had been issued from April to June, amounting to 14.6 billion rubles. In comparison with I quarter of the number and volume of mortgages has not changed, although last year for the three months the market has doubled. Central Bank, without regard to the results of certain subsidiaries, issued in the I quarter of mortgage loans worth 12.3 billion rubles. In II quarter will be about the same as predicted Anna Ivanova, Head of Public Relations of the St. Petersburg branch of the credit broker “Fosborn Home.” According to her, because of rising property prices growth growth has slowed.

During the first half of 2008, housing prices in the primary market increased by an average of 28% in the secondary – 20%. Potential in the mortgage market is high, its development impeded by the high prices and limited purchasing power, says Sergey Milutin – Head of the St. Petersburg Mortgage Agency. With the help of a mortgage loan is made about 20% of transactions involving the acquisition of housing, he estimates. The average loan amount, according to agency, is 2.54 million rubles.

Leadership is retained by the Northwest Savings Bank, a 20% increase in the number of loans for three months, and their volume – by 40%. In second place – “VTB 24”, retaining virtually unchanged their indicators. “We do not experience any difficulties with funding, in the second quarter, we experienced reduced customer flow, but by opening two additional centers and mortgage lending continue to work with existing managed to hold them “- said Tatiana Khobotova, head of mortgage and consumer crediting of the branch” VTB 24 “. But the Bank “Saint Petersburg”, who held second place, reduced the issuance of mortgage loans nearly 450 million rubles. The Bank operates in accordance with the approved development strategy and plan has now been exceeded, the press service quoted Paul Filimonenkov, deputy chairman of board of bank “St.-Petersburg”. Halved volumes of mortgages for the investment bank “KIT Finance”, has maintained a 4th place in the ranking. In St. Petersburg, the dynamics of mortgage loans has slowed, it is connected with the general market conditions, including the rising cost of housing, but Data volumes are acceptable, according to a press service Anastasia Frolov, Managing Director, “KIT Finance”. According to her, the bank determined the optimal amount that is ready to give in on mortgage loans programs, it is responsible goals, both in terms of business development, and in terms of future securitization and subsequent sale of mortgages. Banks, who have to work on the scheme of refinancing forced to cut back, said Milutin. Many banks have difficulty borrowing in international markets, so that state-owned banks that have access to cheaper resources in the domestic market are more advantageous position, says Ivanov. Banks with state capital intensified for them not only to mortgage business perspective, but also a social project, I’m sure Filimonenok. For a private bank mortgage interest only in the long term further securitization, it is unlikely that it will be possible in the next few years, he notes.

In the Czech Republic will probably soon begin to decline in real estate prices. In some cases, they may fall by 15 per cent – writes with reference to the Czech edition of Business Prague. "The fall in prices in some segments of the market is likely actually, it's already happening – commented CEO Next Finance Market Shihtarzhova. – Lower prices, especially for apartments in prefabricated homes, which rose in price before this is mainly due to speculation. In the worst cases, such housing can become cheaper by 15 percent.

" As for new homes or luxury apartments, their price, according to Shihtarzhovoy, will only increase. And this is thanks to that the country has recently increased the difference between rich and poor. Wealthy residents have have more money to buy expensive real estate. From the fact that people will in future be put on more expensive housing and agree analyst Ale Mihl Raiffeisenbank. For new projects to be built in areas of good value will also increase. "People are increasingly looking for quality and are less willing to invest in housing panel", – says Mihl.

Price, in his opinion, would be strongly depend on the growth of Czech economy. In the event that happens a significant decline in economic growth, prices will fall. If he hold out for the 5 percent level, the real estate market is expected to stagnate. The mortgage crisis in the Czech Republic in the next five years, analysts do not predict. Possible risks in the property market yet are counted. In their study, the Czech National Bank cites that in the event of crisis, Prices may drop to 30 percent. Despite the fact that such a scenario is considered unlikely, the CNB is considering this option and, in case the worst, be prepared for an adequate response. Economists are of the opinion that the Czech Republic completed the "golden age" of development companies who have to live with the decrease in demand for new housing. "The economy is not growing at a pace as before, does not increase the number of people who can afford new housing. Rising mortgage rates also played a significant role. Those who wanted to buy a new home, most of them have already done "- describes the situation Shihtarzhova. Developers themselves on substantial reduction in demand for new housing until they think. For example, in one of the largest in this market, the company Finep, marked only a small decline in sales. Nevertheless, analysts agree that if the decrease real estate prices in the near future and will then only for apartments in prefabricated houses.