This important point choose an insurance company. If you give the insurer the money, should spend a little time to find out what kind of company. – Take the time passing by, go to the central office of the insurer. If insurer is sitting in a basement or 'shabby' room in the carpool, it's worth, think before you take money there. And do not listen to the employee of the insurer, which tells you that "We spend money on customer payments, and not to repair the premises. " This is complete nonsense and I say this with confidence 99.99%. The insurer should have money for repairs and to pay customers must have their premises.
If the insurer does not have these assets, you will not get anything at bankruptcy of the insurer. Give more money to charity. – Pay attention to how employees dressed insurance company. I'm not saying they should have costumes cost from 60 000 rubles. The order of dress employees – in order of payments. – Call a few times to the insurance company. Pay for a rapid response to the call. Listen to what they say and employees of the insurer, when you ask a question about the value of the policy.
Call the department to re-payments (settlement of insurance claims), ask for advise you about possible cases of insurance, what to do in any given situation. If you hear an incompetent response, should consider Did you pay this money to the insurer. Imagine that you are so will advise on this insurance case. – Check with your insurer, in a car wash will be sent for repairs to insurance claims your car. Call the service center and check whether the direction of the insurance company made cars. Sometimes you drive up to the recommended service center and a private conversation with the master-receiver of talk about how cooperation is the insurer and the service center if there are any complaints on operational coordination of latent defects and for payment of bills Automotive Service insurer. Typically, a master inspector in the service station all you tell. – Learn how to call the Director General of the insurer. Look for information about it on the Internet, as well as online FISA (www.fssn.ru) review the information at FSIS 'Declare a search for leaders of insurance companies' and take the right decision.