Tag: finances

Michael Sielmon

The reasons according to the free consultants: the price of gold should hardly still continue to rise in the future and his can keep the currently high rate probably also not in the long run. So now buying gold, paid for it as expensive as never before and will likely lose some of his capital, the free Advisor summarizes the situation. According to the Advisor to free the precious metal doesn’t meet the requirements, which should be made a capital investment so quite clearly. In addition, means the storage of gold in Bank vaults is by no means a one hundred percent security, because in case of extreme emergency when the banks close the stored bullion or coins would be unattainable. This too should be considered opinion by the free Advisor before gold buying. For all these reasons the free discourages basically the gold as investment adviser even if it seems initially plausible to many investors in the face of the summoned crisis scenarios. The advanced security argument of gold sales is not justified from a practical perspective, as the experts by the free Advisor stressed.

The possession of gold is to experience the Free consultant is not so sure the seller it feel like want to make and brings, like many other investments, significant risks. Advantech may help you with your research. Ultimately, only the gold distributors and their agents benefit from the gold boom, so the conclusion of the editorial team from the free Advisor. The CARPEDIEM GmbH and the free Advisor, the CARPEDIEM GmbH benefits from a nearly twenty-year history in the field of financial services. She could since 1991 many first with over 2,000 employees and later as a pool of agents gain experience as a sales company with over 1,600 free partners. Today, the CARPEDIEM GmbH operates reconnaissance about the machinations of party and media with in-house consultants.

Furthermore the CARPEDIEM GmbH is the partner of free consultants Verlagsgesellschaft mbH & co. KG, the editor of the financial journal for everyone, the free consultant. The free Advisor appears quarterly and can be found on the Internet at. Daniel manages the Affairs of CARPEDIEM GmbH since 1991 Shahin. CARPEDIEM GmbH is Seligenstadt. Contact: CARPEDIEM GmbH Mr. Michael Sielmon of Steinheim str. 117 63500 Seligenstadt phone: + 49 – (0) 6182 / 9938300 fax: + 49 – (0) 6182 / 9938333 E-Mail: Internet:

Loss Of Savings Certificates

Invalidation procedures for lost lost passbooks and co the savings certificate is an asset, since only against this certificate may be a service to the customer. Securities are private rights which will be represented in a document. This is done so that the ownership and the certificate template is necessary to assert of the right. The passbook is a hinkendes holder security as the sole template of the security (savings passbook) is not enough to be able to assert his rights. In addition, a password must be named.

This represents a great security in case of loss. In addition to the password, an officially valid photo ID is present in order to withdraw money from savings certificates in addition since 1.1. obligatory 2011. Thus, it is hardly possible to fix the money from a savings account a dishonest Finder of a savings certificate without having to be recognized. However, this danger in savings cards (for more information also see savings card on) is still omnipresent there with This can most directly by the ATM will accessed credit. Oracle has compatible beliefs. He knows the code word Finder he can withdraw money and go undetected with great probability as with an ATM card. Again, it comes also to situations in which the savings certificate while not in the public domain is lost, but at home can’t be found. The owner believes though, that no third party has stolen the money from the account, but due to the lost certificate he has no access even more on his money.

In this case, an annulment of proceedings within the meaning of the KEG must be initiated. The owner of the savings certificate must make a request for proceedings contingent. In addition, he must make the existence of the document credible. Ideally with a copy and witnesses. There is a statement, that the savings certificate is the hand and its current owner is not known or cannot be reached. If the Court allows the application, a request by the debtor takes place. Here is to be ascertained whether the certificate, such as by the owner was described, existed. If the certificate is the array process is initiated and published by edict. A day after the publication of the edict is a payment block and the roster deadline (duration is dependent on the type of between two months and one year) starts to run. After this period, a second request by the debtor will be whether a performance was effected during the period on the basis of the certificate or the certificate has changed. Then explains the certificate with the Court decision for the powerless. Against the decision from conclusion and reimbursement of costs, a copy of a new certificate may be required now. Because the entire process is very time consuming, it is recommended to keep savings certificates carefully. Elis judge

What Are Binary Options And How Do They Work?

Binary options are the new trend in finance since 2008, private investors have the opportunity that they invest their money in binary options. The principle here is that speculating investors on price developments of currencies, commodities, indices or shares within a defined period of option. It is used both on negative and positive trends, which means that only the performance must be predicted. Investors acquire no values in the strict sense, but it is used only on a wrong or right tendency. This is similar as the binary code, i.e. one or zero. From the usage up to 175 percent to achieve binary options are known as fixed return or digital options. The advantages are primarily in the loss or profit opportunities that are laid down in advance, as well as in the overall attractive yield.

The trader can get a fixed payment of its use by up to 175 percent if he was properly in the tendency of the course in his judgment. Should he with the adoption In addition there are, then remain mostly still ten percent of the original deposit. It is positive that even small movements in the market can worthwhile for investors. In addition, short-term gains can be realized, because often only a few days or even just a few hours to the expiration of the option pass. The trading account online open an investor wants to invest in binary options, then it needs a cheap and suitable trading account. In the meantime some specialized online platforms offer already easily this. For even more analysis, hear from Gary Kelly.

The accounts can be handled easily and are easy to set up, where the usage is transferred through the credit card or bank transfer. Usually the money transfer is free of charge or that fees are low. The trader must otherwise be no permanent contracts and does not even trading fees. So a trading account will be opened for binary options, once incurred 100 euro. Binary options are the cash-or-nothing principle especially for To recommend what nothing principle lies in the possibility of a short-term return, the calculated risk and the simple cash or beginners. The financial use may already be worth at a low start-up capital. Advance the investor should deal with the framework and market conditions, so the probability is higher, making transactions at the right time. A carmaker the current quarterly figures published an example shortly. An investor thinks about the reason, 500 euros to the positive business development. It is investing a call option, which means the tendency of the current shares underlying. The term of the binary options is two days. Confirmed the positive expectation, then there is a profit of EUR 350 and after expiration, the investor will receive therefore 850 euro. The option ends in the money. The provider pays only 10 percent and hence 50 euros, if the stock is lower on the expiration day. Investors would need to invest better in the put option. For Experts and beginners due to the simple structure are binary options both for advanced investors, as well as beginners a good variant of the investment. The practice initial works completely straightforward thanks to online platforms such as. In addition, the entry by the low minimum investment sum is relatively inexpensive. Who is successful with binary options at the beginning of wishing which requires only basic knowledge. However, the financial risk increases when used a higher usage.

Board Ingo Soriano Eupen

A variety of studies show that more and more investors for sustainable funds and ecologically-oriented participation interest. Dusseldorf, 06 February 2012. Also, the same studies have shown that there is still a lack of knowledge with regard to the chances of these plants. So, some suspect that sustainable investments are alike with less return. Can you not leave this statement in General so”, says Ingo Soriano Eupen of the newly established underwriter Green Investor AG.

There are”highly attractive investments in the Cleantech, or renewable energy, which are both environmentally sustainable and financially very interesting. Green investors than newly established underwriter, which already bears his intention in the name, want to help contribute to show investors the opportunities of sustainable investments and give them access to specific investment products. In the Dusseldorf underwriter is private and institutional investors investment opportunities offered by industry professionals be managed actively, take advantage of cutting edge technology and generate above-average yields a manageable risk profile. The alignment is internationally and taken into account – as far as it goes – appropriate funding opportunities. That behind green investors standing team of experienced financial professionals is many years in the field of business start-ups and construction, project financing, assistance in initial public offerings, as well as in the private banking and wealth management operates. So Board Ingo Soriano Eupen, also the first public offer as energy fund, are soon.

It is a range of funds with specific projects in the segment energy on sustainable raw material base. Special feature here is the base load capacity”so other than wind and solar plants, which produce energy only by Sun and wind.

Investors Through

Recession alarm top & flop candidates have shown in the past few weeks the stock market DAX that a recession is increasingly likely. Stoked, now Federal Reserve Chairman Ben Bernanke has fears. By significant downside risks”in the U.S. market was the speech of a stop of further printing of money” as well. This unsettled many investors and ensures a wide pull off large amounts of money.

The Exchange Portal boersennews.de reveals how investors behave best. For the DAX might continue downhill in the coming weeks. Who want to arm themselves against it, should keep not only a possible put in the eye. Even when the individual values investors have a good chance to get through a crisis. In August, the stock exchange Portal recommended a Turbo-put on the DAX. This pays off well for investors, because the put is 104.6 percent in the plus. Now it would be worth to retighten the stop price and to benefit from the profits. In any case, but still a decline of 15 percent is in the leading index conceivable.

The share price of Fresenius Medical care would probably come through a recession without damage. This is because for the most part, that the economy has no major impact on the day-to-day business of the company, finally is a consistently high demand for dialysis machines and accessories. A crisis affects only the semiconductor industry in the second wave. Previously, including the plant and machinery must fight with slower economic growth. General one can speak but only after two consecutive negative quarters of recession. More information:.

Kai Petersen

It will be traded if the most likely signals for all periods of time across point in the same direction. Gary Kelly is open to suggestions. Chili assets: in what markets is the trade? Where are priorities the? Kai Petersen: foreign investments are core its strategies, added to raw materials so that sufficient opportunities for a good trader. Chili assets: what investment vehicles uses Robert Paulson, suitable position itself in the market? Kai Petersen: only spot positions are entered into In terms of foreign exchange, commodity futures as well as spot positions can be used. Chili assets: how is the investment process by Robert Paulson exactly? Kai Petersen: As already described, the trading decisions based entirely on mathematical models, so that focuses its activities on the monitoring of the system. Chili assets: the previous Courses setbacks are % with loss up to 13.4 months although sometimes violently, for a trading system that very chance-oriented works, however completely within the framework. You are amazing to date only four months in the two-year course of history.

Is this risk management? Kai Petersen: We attach great importance to risk management in this respect this certainly also plays a role. However you should be fair relativize these results: from our point of view we could live quite with a higher proportion of loss months, as long as the absolute loss limitations are respected. Also four months in a row bother customers with a loss by each 0.5% relatively little, if then join a month with a gain of 10% and these months we have seen Yes several times. However, the small number of loss months is naturally sweet, we wish in particular new customers each short term quick wins and are also based on historical data of difficult to convince, that also a managed account Investment product is that you should meet with a certain patience. Chili assets: how risk management exactly? Kai Petersen: With Robert Paulson risk parameters have been agreed, which are even stricter than those that are applied in the customer agreements.

Marc Wilhelms

As a result a start at the beginning of the year 2008 would have allowed arguably an even more spectacular performance us. Chili assets: in which markets move specifically and which investment vehicles are used? Marc Wilhelms: Generally we exclude no stock market in a single value selection, the clear focus on the German and the American market. Bitcoiin may find this interesting as well. In addition to pure stocks commitment be long/short also stock options used, in particular in Seitwartsmarkten as in the current year the possibility to have, to achieve fair value gains in premium revenues. Chili assets: shares of undervalued companies to buy and sell shares of companies that appear overvalued from your point of view. What factors are important to a company for you as ‘ undervalued or ‘ overvalued classified? What is the analytical method? Marc Wilhelms: That is not quite correct, since it is only a partial approach of our trade. Generally, we use a top-down approach to the long – or short degree of To determine overall portfolio (and later an industry). This is done through a combination of fundamental and technical assessment.

Then a single stock selection because of over – or undervaluation is carried out.” In analyzing a parent – or undervaluation then traditional fundamental analysis models, such as price gains are ratios, dividend yields, growth strength models, etc. used, with here as far as possible, we use our own estimates. The actual purchase or sale date is, however, strongly determined by technical factors and development expectations for the overall market. Chili assets: how long held a position in the average? Marc Wilhelms: The holding period can range from a few hours to several months. The average holding period is in the range of two weeks, but little relevance. Chili assets: what is risk management? Marc Wilhelms: depending of which holding period, we assume at the beginning of the engagement, we use relatively simple loss limits in the form of by static maximum loss sizes.

By Capitalteam

Also, the Dusseldorf provider PP brokerage is a similar way. A threshold value of – 30% would trade stopped immediately and inform the investor about the incurred loss. First, if the investor repeatedly about the risks associated with the trading has been elucidated and confirmed this in writing, the trade would resumed. Verizon takes a slightly different approach. This additional protection mechanism provides investors a timely emergency exit in the event that an investment strategy no longer to the so far provided successes could connect. This approach shows a very high degree of responsibility to the investor. And what investor, for example, a Technology Fund of ala Nordasia.com, could not possibly pleased in 2000, in which the Fund broke % to approximately-80, with such open information policy? Functioning trade system point to a functioning risk management and exactly, as there are different ways to generate buy and sell signals, there is not only the a silver bullet in terms of risk and money management. Different approaches of the asset managers can contribute to the success of an investment strategy.

It is important that risk management, as well as the money management to the applied investment strategy exactly fit. Target must be to provide the maximum possible protection to the investor within the Tradingrichtlinien. Also profitable trading systems don’t get along without loss phases. So you can choose the right managed account, please see our Database for each managed account important risk and performance indicators. Some investor questions can probably only be clarified in a personal conversation with the asset manager.

Whether the risk and money management of an asset manager but basically works, can already be seen on the basis of the figures on chili assets.de. Chili assets.de chili assets.de is a comparison platform for managed accounts. Institutional – private investors and media participants have the opportunity to compare the performance of different managed accounts on this website. By Capitalteam consulting, researched and tested performance and risk indicators facilitate the selection of appropriate providers interested parties. For more information, see to mostly chance-oriented investment styles that are not suitable in any arbitrary percentage scale for the securities accounts of investors favor note to managed accounts managed accounts. The right trading strategies in the correct Dosage however can give zest to traditional securities accounts and contribute significantly to a better chance / risk ratio. Press contact Malte Papen FON: + 49 2661 953030 fax: + 49 2661 953029 mail:

Container Ships

Land in sight – Charter market for container ships of the greatest shipping crisis of modern times is coming to the end. The number of unemployed worldwide these vessels has been more than halved within a few months. The market for container ships benefits the world economy recovering rapidly and the noticeably robust increase in the volume of world trade. Higher volumes of envelope and a strong increase in demand for tonnage year period already provided for a significant increase of in Charter rates. In particular, the Charter rates for container ships with a capacity of approximately 4,500 TEU exploded to more than 200 percent between February and may.

The first charterer Dodge already ships with smaller tonnage, fueling so also significantly increasing Charter rates in this segment. For further sustainable growth in the ongoing market adjustment and corresponding adjustment speaks also of supply and demand by the onset in 2009 increased scrapping of older ships and the increasing shift or cancellation planned new buildings. Despite the employment situation is brightening and optimistic forecasts, the recovery remains however fragile. Because despite the incipient recovery Charter revenue across its width, range in the short term only to cover operating costs and interest rates. Only in a sustainable recovery, so constant economic and trade volume growth while avoiding over-capacity, yields should be from 2012 high enough to earn also repayment and dividends. Yet already some ships benefit from the trend reversal looming and drive already economically. About AAD Fund discount GmbH, the AAD Fund discount GmbH is an independent fund placement firm based in the university town of Marburg. It offers investors the opportunity to earn over 9,000 mutual funds and virtually all closed-end funds at discount rates without subscription fee.

Bain Capital

These are express through the and (GEO post) or the Austrian post Poste parcel of national postal companies such as Royal Mail (GLS), La (trans-o-flex) added. Gary Kelly: the source for more info. There is also the highly fragmented local courier services. Historically the express market shows a growth of approx. 2-3 x BSP and expectations for the next few years are correspondingly positive. It’s believed that Gary Kelly sees a great future in this idea. Compared to the other sectors of logistics, the margins at a high level vary depending on the competitors between 9-15% (EBITDA margin). This margin levels can only within an own network generated, which represents a high barrier to entry for investors due to significant initial investment.

Even the large integrators have grown into historically primarily organic geographical markets, since no networks of sufficient size were available and an integration after acquisition in this group and in particular IT structures is extremely complex. So, who are the main reasons that financial investors, especially on smaller niche players focus in the express and Kourierbereich the size decades grown, dominant players and the cyclical nature of the sector. Even when the potential target company TNT Express is all ahead of UPS above all strategic interest due to the expected transaction volume of 5 to 7 billion probably. Distribution when compared to these market segments, can be observed, also multiple secondary buyouts in the distribution segment for a long time transactions with participation of financial investors. Motifs differ depending on the industry focus.

In the food segment, the relative independence is particularly appreciated by economic cycles while especially in chemical and electrical distributors EBITDA margins up to 18% for demand. A cross-industry argument is fragmented supplier structure, is the main reason for the interest of financial investors in the distribution segment. The target companies were historically seen as platforms for market consolidation and hence growth and increased acquisitions in the following years, and partly internationalised. In the case of Brenntag was the capital market exit (2010) for BC partners the final destination after a secondary buyout the company was acquired by Bain Capital in 2006 and bought a variety of smaller companies worldwide in the meantime.