Step 2: It decides WHEN each debt will be paid. Tip: It establishes periods shorter than simply " the total divided by the payment mnimo" so that it inspires to pay more express to you. " writes; paid el" and the date next to each debt in your list. Step 3: It realises a table (in Excel or paper) with the total of the owed amount. A way easy to do this is to draw 13 columns and 13 or more rows. The first column will say " Pagada" debt; and the twelve following columns the months, of January to December, listings in the part superior of the table.
Step 4: The total of your debt at the end of the first column writes. Soon it writes amounts of debt of down upwards in that same column so that the amount is smaller every month until finishing in zero in the part superior. Every month, after paying the stipulated amount, colors the new balance as the debt is falling. It places the table in a place where you can see it frequently. Step 5: Any extra money that is an unforeseen circumstance that you " it falls of cielo" , you use it to diminish the payment of the debt more quickly, thus are only 10 dollars. For example, a return of taxes, a commission, an advantage, a given back money, etc.
Step 6: A useful advice is deshacerte of all the things in your garage or your storage room. He sees crossing your house and deshazte of that pile of things that you are not using and vndelas. You can sell things in Internet, for example in EBay, Free trade or Second Hand, or take the things personally to some warehouse of transaction of used things. And the money that you obtain, aplcalo also to accelerate the payment of the debt. You are going away to feel brilliant when you put order and are paying your debts faster! Original author and source of the article.