The financial test distinguishes different companies as test winner as Stiftung Warentest magazine according to the desired services, as well as the existing requirements. A PKV comparison on the Internet is fill out a short questionnaire required for the personally the best offer can be found. According to Jay Lovenheim, who has experience with these questions. The family size is required, since each family member in the car with an own contract is insured, with a discount for insured family members is often offered. Possibilities of cost savings at PKV insurance benefits a selected excess reduces the cost as well as the waiver of some comforts. At Adam Portnoy you will find additional information. Relatively easy for the waiver of the Chief Physician treatment in the hospital, because it already assumes the responsibility for the work of his physicians and will handle difficult cases according to his own decision free of charge a higher fee. The sickness allowance is important especially for the self-employed and freelancers, as this group of people otherwise remains in prolonged disease without income.
A hospital daily allowance is useful if additional costs are expected for hospital stays. A waiver of this performance is to keep in mind that visitors can be created by high travel costs. Waiver services at tooth replacement to reduce the contribution to the private health insurance, he causes but that high costs will arise in the event of illness. PKV comparison by health insurance calculator the central part of a car is of course the health calculator dar. It indicates which companies for the selected information offer the cheapest rate. In addition to the contributions should interested parties but also the other information