MicroEconomies

After benefiting more than one decade of continuous and exponential economic growth, the families of the developed countries, emerging and poor are harmed principals of the global recession. The family model changes the most recent model of family created after a period of poverty and precarity postwar world thanks to the so-called generation of the babyboom has been revoked recently to current economic events. A 5 part of the planet we have seen how in our household wealth and the heritage half grew progressively benefiting from the benevolence of the capitalist system that we have so much admired. The same imbalance that has allowed us to improve our quality of life and our benevolent welfare state now leads us to a more typical of other times economic precariousness. Unfortunately the current economic model is so questionable, volatile and unstable as the stock market.

The dependency that our family MicroEconomies have economic and financial system has been manifested recently. If we look at countries such as Ireland, Spain, England or Spain where their economies have grown substantially driven by the real estate sector we currently observe increasingly more mono parental families or households with a child or two at most. The rental has replaced the purchase and not exclusively in the real estate sector and disposable income or household saving decreases by quarters. Protect assets first need protection for families States usually regulate and protect goods of first necessity but with the real estate sector little regulation of the sector, the opaque transparency and consideration of one well primary as an investment has caused catastrophic effects. Between them the difference of wealth and heritage between generations, the fall in the birth rate, loss of competitiveness, the decrease in consumption and the loss of well-being on the part of the middle class. There are now families with problems of job insecurity and the need of having an overvalued housing with a scourge that us allows them to prosper and grow. Their creditworthiness and liquidity has also been affected. Small and medium-sized enterprises, the professional, the self-employed or the young employee are doomed in a situation where you have to reinvent the family model that their parents and grandparents instilled in them.

Unfortunately the political class has imported him boast of economic health even though this will be supported with an artificial and speculative growth model. In the current situation would like-criticism, sincerity and solutions. Hopefully we much desire. The health of our economies at stake.