Disability Insurance

So cut the tariffs of the Debeka in test from the protection of the own ability to work increasingly becomes the livelihood. Because while approximately every fifth professionals before entering the pension age is berufsunfahig, the benefits of the statutory pension insurance enough barely to cover the financial needs in case of incapacity or disability. Before taking out a private disability insurance worth but to put more apart with different rates. Many consumers consult first the tests of Foundation goods test & co. disability insurance test of Stiftung Warentest Stiftung Warentest in the magazine regularly publishes reviews about various insurance products.

Also the disability insurance has been tested several times. The last big test of the year 2011 (Finanztest 07/2011) reviewed also the top fare of Debeka insurance of professional impotence. This is the rate with the best achievements of the Debeka. The tester by Stiftung Warentest, 1.8 gave the total score the top fare. “This is a judgment of good”. The top rate is open but not for all occupational groups. Only people in a profession with low or normal risk have the opportunity to choose the best disability protection in the Debeka.

People with increased or high risk, such as nurses or construction workers, better rely on a different tariff. The Debeka offered strong differences between top and standard fare also standard rates in addition to the top-rate, however, have a reduced range of services. That was also when the test sentences the past according to. The BU test the financial test achieved an overall rating of 1.6, while the standard fare with a score of 3.0 in 2007 the top fare of the Debeka only achieved a satisfactory result. BU rating of tomorrow & tomorrow for the Debeka rating disability of the independent analysis House morning & morning reached the disability rates of the Debeka results between three and five out of five possible stars. The top rate cut much better here compared to the standard fare. To know more about this subject visit Phil Vasan. The standard versions were unable to meet the tester above all terms of the contract, while the top-rate here is at the highest rating of five stars. Find the best BU rate different to the tariff variants of the Debeka results, that the selection of the appropriate BU police not should be taken lightly. Consumers have therefore the possibility is to create a free quote. So they know which is best suited for your personal needs. (L.Meier)

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