Month: February 2011

Investment And Financial Risk

All investments involve risk. I think it is an axiom which needs no proof. Political risks, economic downturns, natural disasters, defaults, and regional conflicts, accidents, yet no one could cancel. Therefore, any investment risk associated with a certain degree. By the risk of investments can be divided into three categories: conservative investments, investments average risk and high-risk investment. Conservative investment Conservative investments are connected with the least risk of losing money. Some of these investments available to the majority of the population.

By investing in such include a deposit in a bank, investing in real estate or government bonds. Percentage return on such investments is at the level of inflation in the country, or slightly above this level. That is, in most cases purpose of such investments is to maintain existing assets without much risk of loss or receive a minimum income to meet their own needs. For the development of such investments is not required too large set of financial knowledge. Most information is available from the well-known sources – newspapers, books, television, internet. For example, to put money into the pot enough to get information about the rating reliability of the bank, but when buying a property use the services of a large and reliable real estate agent. Investments average risk investments high risk associated with a significant enough risk losing money.

Such investments require a more in-depth knowledge of finance. These investments include shares and bonds of blue chips and second tier companies, investing in your own online business or in a network marketing business. Move on to such investments should be only after the development of conservative investments. This will allow you to look at many things are more sober view and avoid unnecessary nonsense. Profitability of such investments could reach up to 100 percent or more, but the risk is much higher than in conservative investments. You will need more time to further explore the field of investments. It is possible that funds will be needed to receive additional education. Income from these investments often allows the holder to live independently from the employer a way of life, and thus change the quality of the human life. High-risk investments high-risk investments are associated with greater risk of losing all your investment, but at the same time with a positive set of circumstances profitability of such investments may be a thousand percent or more. Move on to such investments should be only after the development of conservative investments and investments average risk. It is already necessary to complete understanding of business processes and all possible accidents and their consequences. Such investments are recommended to do with the already well developed on the basis of less risky investments intuition. You must have a sufficient supply of free tools that you can order at any time at your discretion. For example, a high-risk investments include contributions to its own new line of business, as well as contributions to the short-term high-yielding projects and share new young companies do not have their stories to the stock market. Invest in high-risk investments can only be so many resources, which in any manner not substantially affect the standards of your everyday life, there is no significant damage or loss you feel. That is, you have a supply of funds that you can take a risk and at the same time in your life will change nothing.

Investigations At Sites Draining

Hydrogeological work and geotechnical testing when shooting are conducted to the extent necessary to justify the reclamation activities and the building structure reclamation system. The total area shooting must be grounded in technical regulations or program of research. Allowed to increase the area of photography compared to the reclaimed area of the object is not more than 1,8 times. It is mandatory to hold Preliminary desk work to assess the materials research of past years, area of study with the objective of the program or technical requirements. Geotechnical and hydrogeological research and studies on the drainage facilities are conducted to determine the causes of waterlogging and temporary excessive moisture, type of water supply in order to select the design decisions on how to drainage area and regulation of water regime. To justify the design solutions for land-reclamation should be examined following the main features of the object: – geomorphology (the structure of floodplains, terraces, valleys, basins, troughs drain; shape and area ratio of low and elevated stations, communications excess moisture from the morphological characteristics of the microrelief, the impact of micro-and macrorelief on waterlogging areas); – geotechnical (lithology and physical and mechanical properties of soils, especially nutrients (peat, sapropel)); – the nature and distribution of geological and engineering-geological processes – hydrological (availability, distribution and depth of aquifers, the hydraulic connection between them and among themselves and with surface water, balance and groundwater regime, their chemical composition, the amplitude of the fluctuations in groundwater level).

Field work must begin with a reconnaissance survey, during which identifies wetlands and redundant, wetlands, examined outcrops, landslide areas, distribution of karst, subsidence and other phenomena, the outputs of groundwater, ravines, etc. Block observations are carried out in two perpendicular directions, taking into account Stretch the major forms of relief, as well as along the river beds, lake and other natural drainage elements. In the process of engineering-geological survey should establish morphogenetic type of relief to which timed swampy land (slope, valleys, plains, etc.), identify the hazardous geological processes. If there are bailing on the territory of the ground-pressure power allowed additional exploration work, the composition and volume of which is justified in each case the program works (technical requirements). Cross-sections perpendicular to the wells should be scheduled during the main geomorphological elements – from the elevated grades (slopes, terraces, etc.) to the receiving water (river, marsh, lake) – a position of extreme well drained outside of the array on the slopes or local watersheds.

The distance between cross-sections should be taken from 500 to 700 m. Well on the alignment should be located at a distance of 300 to 500 meters depending on the geomorphological and geological and hydrogeological conditions. Other distances should be justified in the program or report on research. In the presence of at drainage systems, heavy soils underlain by impermeable, the wells should be drilled on the wing at a depth of 5 m. The number of additional wells in the complex engineering and hydrogeological survey shall not exceed 1.8 observation points (workings) of 1 km2 array drainage for pre-design study, and 2.7 points per 1 km2 array drainage for architectural and construction projects. Well depth is taken as a function of depth aquitard and its power. In case of a pressurized part of the supply wells (40% of the total) should be opened on the roof of the second surface of the aquifer. Depth of the wells should not exceed 35 m.